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| Jr Savers Halloween Event! |
Hey Kids! Trick or Treat! Savings Neat! Citizens State Bank wants to invite you to a special day of Halloween fun! On Wednesday, October 29th from 3pm-7pm in Boyden or on Friday, October 31st from 3pm - 5pm in Sheldon, all kids who come to the bank will receive Halloween treats. Ask about Citizens State Bank's Junior Savers Club for all customers 12 years old and under, and learn how Saving is FUN & Saving is Neat for Citizens Junior Savers club members. Visit Citizens State Bank in Boyden on Wednesday, October 29th or in Sheldon on Friday, October 31st for Halloween treats.  |
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| Easy Saver CD |
Great for first-time CD investors, borrowers who've just paid off a loan and now want to save,people looking for a "Christmas Club" account option, or someone who is a new "saver", the Easy Saver CD is an easy, flexible way to earn a competitive rate while building your savings!
The Easy Saver CD:
*Available for a 12 month term;
*Automatically renewable;
*Earns fixed rate of interest, (ask us for current rates and a full rate sheet);
*Requires a $200 minimum deposit to open and obtain stated annual percentage yield (APY);
*Interest compounds annually and adds to the certificate at maturity;
*You may add to the principal of the certificate at any time with a minimum deposit of $100 or establish a recurring deposit with a $50 minimum;
*Penalty for early withdrawal;
*Partial withdrawals causing the balance to fall below $100 are not allowed.
Stop in today at Citizens State Bank in Sheldon and talk with Sherri Van Gorp or visit our Boyden office and visit with Betty Winter about all of the details and the benefits that the NEW EASY SAVER CD offers! |
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| E-Statements are Here! |
E-Mail Statements, no more paper, just e-mail! Sign up for free e-mail statements today!
Why wait for your statement to arrive in the mail when we can send your E-Statement the day it is prepared?
An E-Statement is an electronic version of your bank statement; it contains all the same information, plus images of your checks and deposits. E-Statements allow you to receive your bank statement via your personal e-mail address. BASIC checking customers will receive their statements without images of checks and deposits.
It's timely, secure and provides for quicker reconciliation of your accounts!
* Quicker access to bank statements, you must have internet access with e-mail capability to open PDF files with Adobe Acrobat Reader 5.0 or higher.
* E-mail statements are password protected to insure that only you are accessing your statements via e-mail.
* Improved communication with support professionals. Simply provide us with their e-mail address and we can e-mail a copy of your statements to CPA's, Financial Planners or others who assist with your business activities. You will have to give them your password for them to open up the e-mail we send them, and you will have to provide us with the additional addresses within your signed contract.
Enrollment Agreements are available at Citizens State Bank in Sheldon and Boyden. After we receive the Enrollment Agreement, you will be sent an e-mail to which you MUST reply. Once we have received your positive response to the e-mail, you will begin receiving your bank statements via e-mail. You will no longer receive a paper statement once you have begun receiving them via e-mail.
For questions, please contact Pam at 712-324-2519 or Kathy at 712-725-2321.
Sign up for Free E-Mail Statements today!
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| Try the VISA Gift Card! |
Looking for the perfect gift for that hard to buy
for relative or friend?? The DeluxeCard Visa gift card is a quick
purchase for you, and the perfect gift for anyone on your
list! It's good worldwide - anywhere that Visa debit cards are
accepted, and comes in a variety of designs that are perfect for any
occasion. There's even an "everyday card" that's
secure and convenient for traveling! DeluxeCard gift cards can
be loaded up to $500, and have a built-in processing fee of $5.95
for dollar amounts from $25 to $250, and $7.95 for dollar amounts
from $251 to $500. You can even select a personal message to
be imprinted right on the card! Click below to purchase a Visa gift card online or, stop in to either Citizens State Bank office in Sheldon or Boyden and purchase your card on the spot!
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| Mastercard Secure Code |
SecureCode is a service that helps protect MasterCard DEBIT card accounts against unauthorized Internet transactions by using identity information established between an individual cardholder and his or her financial institution. Citizens State Bank, in conjuction with SHAZAM and Arcot Systems are providing this service to you to improve the security of payment transactions in the electronic commerce environment. Once you activate SecureCode, your card cannot be used at a participating Internet merchant without authentication by an authorized user or your account.
You will find SecureCode easy to use. When you enroll in SecureCode and then use your MasterCard DEBIT card for an Internet purchase at a participating merchant, a window displays requesting your password in much the same way you enter a PIN during face-to-face transactions. After you enter your password, the information is authenticated and then the transaction is submitted to your financial institution for authorization. This is only for the customers that have our SHAZAM MasterCard DEBIT card.
Enroll in SecureCode |
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| Looking for a way to pay for college? |
If you're looking for a way to pay for college,
Citizens State Bank can help! We have free information available
in a brochure entitled Planning and Funding YOUR College
Education. This brochure describes the process for applying
for financial aid, the types of financial aid available, the
Federal student loan programs, and the ways in which we can assist
you with the financing that you'll need to help pay for
college. Our Federal Stafford Loans offer a zero percent
origination fee and an interest rate reduction with on-time
payments. Call Patsy in our Sheldon office or Kathy in our Boyden
office for a copy of this FREE brochure!
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CITIZENS ONLINE - at your fingertips! |
 We're
making it easy for you to access your Citizens State Bank accounts
at any time that it's convenient for YOU with CITIZENS ONLINE.
Just click on CITIZENS ONLINE to complete the enrollment form. We
will then mail to you a temporary user ID and password and you'll be
ready for 24 hour online banking. If you have any questions at
all, don't hesitate to call 712-324-2519 and ask for Pam or call 712-725-2321 and ask for Kathy!
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| US Mint Proof Sets |
Citizens State Bank is pleased to announce the arrival of the 2007 U.S. Mint proof sets! A new series of $1 coins honoring the Presidents of the United States in the order that they served began in February 2007. To commemorate these historic coins, the United States Mint is striking and issuing a set of four Presidential $1 Coins per year in proof condition. Images of the first four presidents, Washington, Adams, Jefferson and Madison,
appear on the obverse of the first set in 2007. Each coin
has a reverse design featuring a striking rendition of the
Statue of Liberty. These coins also feature edge-incused
inscriptions of the year, "E Pluribus Unum," "In God We Trust" and
the mint mark. The size, weight and metal composition of
the new Presidential $1 Coins are identical to that of the
Sacagawea Golden Dollar. This set is a shining embodiment
of the United States Mint's commitment to quality and excellence.
2008 Presidential Proof sets as well as 2008 U.S.Mint State
Quarter proof sets are now available at Citizens State Bank
in Sheldon and Boyden. Previous years are also available
in limited quantity! For more information on the Presidential
$1 Coins as well as other U.S. Mint coins, visit http://www.usmint.gov/
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