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Statement of Condition
 
Location & Contact Information

Sheldon Office

Citizens State Bank 
808 3rd Avenue  P.O. Box 130
Sheldon, IA 51201

Phone (712) 324-2519
Toll Free (800) 551-6308
Fax (712) 324-5382

Email csbsheldon@csbsheldon.com

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Our Staff
"We're helpful people ready to help you"
Sheldon Office
Name Title Staffmember Since
Robert J. Dixon President 1992
Dennis J. Gorter Executive Vice President 1993
Kathy K. Kruger Vice President 1977
Dan S. Matus Vice President 2004
Dennis J. Ten Clay Vice President 1999
Heidi L. Nissen Vice President / Asst. Cashier 1999
Marilyn Menning Cashier 1966
Travis Klein Loan Officer 2005
Patsy Weber Loan Documentation Officer 1982
Sherri Van Gorp C.D. / I.R.A. Officer & New Account Representative 1977
Jill Dykstra Teller 2002
Barbara Besaw Teller 2008
Doris Heiliger Teller 1981
Pam Schwebach Customer Service Representative 1995
Julie A. Stallmann Teller 1981
Edna M. Vaselaar Teller 1993
Perri Houtsma Asst. Loan Processor 1992
Jan Koerselman Head Bookkeeper 1970
Bonnie E. Dixon Citizens Plus/
Junior Savers Coordinator
1993
Angie Clark Citizens Investment Center 2008

 

Our Board of Directors

Robert J. Dixon, Chairman Keith C. Rolston
Larry Van Meeteren W.G. Groeneweg
Gregory N. Weppler Mark Warntjes
Heidi Nissen  
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Our Hours

Citizens State Bank's Sheldon office offers these convenient, full service hours:

Monday
8:30 a.m. to 7:00 p.m.
Tuesday
8:30 a.m. to 5:00 p.m.
Wednesday
8:30 a.m. to 5:00 p.m.
Thursday
8:30 a.m. to 5:00 p.m.
Friday
8:30 a.m. to 6:00 p.m.

Citizens State Bank also offers 24 ATM service at our Sheldon office, (Drive-Up ATM located in our drive through teller lane). In Boyden, use our ATM located in the PIT ROW convenience store on Highway 18 during regular PIT ROW business hours.

 

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Statement of Condition
At the Close of Business December 31, 2007                            
ASSETS  
Cash and Due from Banks
$3,769,712
Corporate Stocks
223,045
U.S. Gov't Agency Securities & Mortgage Backed Securities
8,987,808
Municipal Bonds
8,991,225,
Fed Funds Sold
1,708,000
Loans and Discounts
56,736,019
Building, Furniture, and Fixtures
974,807
Other Assets
2,690,439

Total Assets

 

$84,081,055
LIABILITIES & CAPITAL  
Deposits
$73,819,989
Other Liabilities
525,062

Total Liabilities

 

$74,345,051
Capital
320,000
Surplus
4,942,400
Undivided Profits & Net Income YTD
3,625,234
Reserve for Loan Losses
826,540
Net Unrealized Gain (Loss) - Securities
21,830

Total Capital

 

$9,736,004
Total Liabilities & Capital

* web address: www.csbsheldon.com or www.csbboyden.com 

$84,081,055
 

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A Real Community Bank
Member FDICIowa Bankers Association