| |
| CD
Rates |
| CD
Term |
Minimum
Deposit |
Interest
Rate |
APY* |
| 91
Days |
$2,500 |
1.75 |
1.76 |
| 182
Days |
$2,500 |
2.00 |
2.01 |
| 12 Month Easy Saver*** |
$200>$499 |
1.50 |
1.50 |
| 12 Month Easy Saver*** |
$500>$999 |
1.75 |
1.75 |
| 12 Month Easy Saver*** |
$1,000> |
2.50 |
2.50 |
| 12 Month |
$1,000 |
2.50 |
2.52 |
| 18 Month |
$1,000 |
2.97 |
3.00 |
| 24
Month |
$500 |
3.00 |
3.03 |
| 30 Month |
$500 |
3.21 |
3.25 |
| 36 Months |
$500 |
3.31 |
3.35 |
| 42 month Step-Up** |
$500 |
3.31 |
3.35 |
| 48 Months |
$500 |
3.45 |
3.50 |
| 60 Months |
$500 |
3.45 |
3.50 |
|
|
|
|
*Annual Percentage Yield
**"Step-Up" CDs allow you the opportunity to select a
higher rate once during the term of the CD
***"EZ Saver" CDs allows for multiple deposits. Call 712-324-2519 or 712-725-2321 for full details.
 |
Interest will be calculated on a 365 day basis. |
|
A penalty will be imposed for early withdrawal of time certificate
funds. |
|
IRA accounts earn .25% higher than the stated CD APY on all
terms listed, with the exception of specials. |
|
An IRA fee of $10.00 will be charged for account transfers
to another institution and on premature distributions. |
| |
 |
CD's with term of one year or less = 91
days interest |
|
CD's with term over one year = 182 days interest |
|
|
Monthly Interest Payments are available on CD's over $10,000.00
(with the exception of the specials). |
|
 |
| Account
Rates |
| |
Balance
Requirement |
Interest
Rate |
APY* |
| |
|
|
|
| Super
Savings |
< $1,500 |
.50 |
.50 |
|
> $1,500 |
1.25 |
1.26 |
| NOW Checking |
$0>24,999 |
0.25 |
0.25 |
|
$25,000-99,999 |
0.50 |
0.50 |
|
$100,000> |
1.00 |
1.00 |
| Ultra
Money Market Savings |
< $10,000 |
1.25 |
1.26 |
|
$10,000-49,999 |
1.50 |
1.51 |
|
$50,000-99,999 |
1.75 |
1.76 |
|
> $100,000 |
2.25 |
2.27 |
| Educational
Investment Account |
< $10,000 |
2.25 |
2.27 |
|
$10,000-49,000 |
2.50 |
2.52 |
|
>$50,000 |
2.50 |
2.52 |
| Retirement
Savings Account |
< $10,000 |
2.25 |
2.27 |
|
$10,000-49,000 |
2.50 |
2.52 |
|
>$50,000 |
2.50 |
2.52 |
| Health
Savings Account |
< $10,000 |
2.50 |
2.27
|
|
$10,000-49,999 |
2.50. |
2.27 |
| |
>$50,000 |
2.50 |
2.52 |
*Annual Percentage Yield
*Rates may vary after account opening. |
|
|
